Joy v. Chessie Employees Federal Credit Union

NEELY, Judge:

In this case, the Circuit Court of Mineral County has certified the following questions to us:

1. Does the 1987 version of W.Va. Code § 38-1-4 apply to a situation where notice of trustee’s sale was published on July 26, August 2, and August 9, 1989, after the effective date of the 1987 statute?

2. Does the 1987 version of W.Va. Code § 38-1-4 require notice of trustee’s sale by certified mail on the grantor of the deed of trust at least twenty (20) days prior to the date of the sale?

3. Does W.Va.Code, Chapter 46A, West Virginia Consumer Credit and Protection Act, specifically…