Jones v. Georgia Farm Bureau Mutual Insurance

Blackburn, Chief Judge.

After receiving a jury verdict in her favor against an unidentified motorist who injured her, Virginia H. Jones appeals the trial court’s order finding that Georgia Farm Bureau Mutual Insurance Company, Cotton States Mutual Insurance Company, and Allstate Insurance Company were liable to her for only the minimum amount of uninsured motorist (“UM”) coverage under OCGA § 33-7-11, on individual and separate policies issued by each insurer. Jones contends that, because she never specifically rejected “excess” UM coverage in writing prior to the accident, she retains the…