Merastar Insurance v. Wheat

Blackburn, Judge.

Charlotte K. Wheat filed an action against David Morgan Manior for damages she allegedly sustained when Manior’s vehicle struck the rear of her automobile on April 7, 1993. After Wheat served Merastar Insurance Company (Merastar) as her uninsured motorist (UM) carrier, Merastar claimed (upon opposing motions for summary judgment) that the policy it renewed that covered Wheat at the time of the collision does not provide UM benefits because Wheat rejected such coverage, in writing, when she originally applied for the subject insurance policy in 1988.

It is undisputed that Wheat…