Korsak v. Prudential Property & Casualty Insurance

OPINION

SHEA, Justice.

At the time of the events which gave rise to this lawsuit, the plaintiffs, Alfred Korsak and his wife, Joyce (the Korsaks) were the occupants of a residence located on Cooper Road in Harmony, Rhode Island. They insured these premises and its contents under a homeowner’s policy obtained from the defendant Prudential Property & Casualty Insurance Company (Prudential). This policy was in the statutory form set forth in G.L.1956 (1979 Reenactment) chapter 5 of title 27. The effective period of the policy was from February 2, 1978 through February 2, 1979.

The policy contained…