Washington v. Hartford Accident & Indemnity Company

Banke, Judge.

Appellant Lyndon Baines Washington was shot by a fellow passenger in a school bus which was covered by a policy of automobile liability insurance issued by the appellee. The assailant had departed the bus in front of his home immediately prior to the shooting and had re-entered the bus with the pistol. Both the liability provisions of the insurance policy and the no-fault (personal injury protection) provisions restricted coverage to damages “resulting from the ownership, maintenance or use of a covered automobile.”

The insurer paid Washington and his mother, also an appellant in…