Daniel W. Thomas v. William Ray McDermitt and State Farm Mutual Insurance

WORKMAN, Justice:

The Circuit Court of Mason County, West Virginia has certified the following question to this Court relating to a civil action filed as a result of injuries sustained in an automobile accident:

Whether an insurance company’s failure to use the West Virginia Insurance Commissioner’s prescribed forms pursuant to W. Va.Code § 33-6-3M results in underinsured motorists coverage being added to the policy as a matter of law in the amount the insurer was required to offer or merely results in the loss of the statutory presumption and a reversion to the lower *162standards expressed in…