New-York Equitable Insurance v. Langdon
New York Supreme Court
Error from the superior court of the city of New-York. The company insured Langdori against loss or damage by fire, to the amount of $2000, upon a three story brick building, with slate roof, situate at the comer of two streets. The house was burnt down within the time for which it was insured, and Langdon brought a suit against the company to recover for the loss.
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Error from the superior court of the city of New-York. The company insured Langdori against loss or damage by fire, to the amount of $2000, upon a three story brick building, with slate roof, situate at the comer of two streets. The house was burnt down within the time for which it was insured, and Langdon brought a suit against the company to recover for the loss. The policy contained the usual clause suspending its operation in case the building should, during the term for which it was insured, be' appropriated, applied, or used, for the purpose of carrying on or exercising therein any…
1Opinion of the Court
By the Court,
Sutherland, J.
It was an express provision of the policy in this case, that if the building insured should, at any time during the continuance of the policy, be appropriated, applied or used, to or for the purpose of carrying on, or exercising therein, any trade, business or vocation, denominated hazardous, or extra hazardous, or specified in the memorandum ofjpecial rates in the proposals annexed to the policy, or for the purpose of storing therein, any of the articles, goods or merchandise, in the same proposals denominated hazardous or extra hazardous, or included in the…
2Cases cited1 opinion
- United Insurance Co. of New-York v. RobinsonNew York Supreme Court · 1805
3Cited by16 opinions
- Smith v. German InsuranceMichigan Supreme Court · 1895
- Niagara Fire Insurance v. DeGraffMichigan Supreme Court · 1863
- Moore v. Protection Ins.Supreme Judicial Court of Maine · 1848
- Phœnix Insurance v. TaylorSupreme Court of Minnesota · 1861
- Williams v. . Fireman's Fund Ins. Co.New York Court of Appeals · 1874
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