McMillin Scripps North Partnership v. Royal Ins. Co. of America

Opinion

BENKE, J.

In this case the insured under a first party property insurance policy concedes it has not experienced any loss covered by the policy. Nonetheless, the insured argues the insurer should reimburse it for expenses it incurred in determining whether its losses were covered by the policy.

We find nothing on the face of the policy which provides for reimbursement of the investigation costs the insured is seeking. Accordingly, we affirm the summary judgment entered in favor of the insurer.

Factual and Procedural Background

1. 1986 Leak

Plaintiff and appellant McMillin Scripps North…