Nowell v. Dawn-Leavitt Agency, Inc.

HAIRE, Judge.

The plaintiff — appellant, Wanda Nowell, acting as her own general contractor, constructed a residence on the south slope of Camelback Mountain. She purchased a standard “homeowner’s” policy from Trans-america Insurance Company through the appellee, Dawn-Leavitt Agency, Inc. Some three years later a torrential rainstorm occurred in the area which sent water, mud and rocks over and through a diversion wall which she had built, and through the house, resulting in substantial damage. After appellant discovered that her standard homeowner’s policy did not provide coverage for damage…