Brna v. Farmers Insurance Exchange

Opinion by

Judge BRIGGS.

Five years ago, a division of this court observed that liability insurance earners have created a “court’s nightmare” by inserting into automobile liability policies “other insurance” provisions designed to shift some or all of the burden of a loss to other policies. Allstate Insurance Co. v. Frank B. Hall & Co., 770 P.2d 1342, 1345 (Colo.App.1989). The nightmare continues.

This variation on the theme is presented in the context of a claim for declaratory judgment by plaintiff, Karen T. Brna, against her automobile liability insurer, Farmers Insurance Exchange (insurer).…