Ken Caryl Ranch Master Ass'n v. Granite State Insurance Co.

Opinion by

Judge DAILEY.

In this insurance coverage dispute, plaintiff, Ken Caryl Ranch Master Association (Ken Caryl), appeals the trial court's summary judgment in favor of defendant, Granite State Insurance Company (Granite). We reverse and remand for further proceedings.

I

Ken Caryl is a nonprofit corporation that owns and cares for approximately 4,000 acres of private open space located on Ken Caryl Ranch. As part of its operations, Ken Caryl owns and operates a number of buildings, including an indoor horseback riding arena.

Granite is Hcensed to sell insurance products and conduct insurance…