Cullum v. Mutual of Omaha Insurance

WOLLMAN, Circuit Judge.

Scott Cullum (Cullum) appeals from a summary judgment1 entered in favor of Mutual of Omaha Insurance Company (Mu*620tual) on his claim for insurance benefits under a student health insurance policy issued by Mutual to Black Hills State College (Black Hills) in Spearfish, South Dakota. We affirm.

I

Cullum was enrolled as a, student at Black Hills during the 1983-84 academic year. In January 1984, Cullum procured student health insurance under the Black Hills policy by paying a premium of $302.50 to Mutual. By payment of this premium, Cullum obtained insurance coverage for…