Oldoerp v. Wells Fargo & Co. Long Term Disability Plan

FINDINGS OF FACT AND CONCLUSIONS OF LAW

RICHARD SEEBORG, UNITED STATES DISTRICT JUDGE

I. INTRODUCTION

This action began in November 2008 when Kerilei Oldoerp sued Wells Fargo & Company Long Term Disability Plan and Metropolitan Life Insurance Company (“MetLife”), challenging the denial of her claim for long-term disability benefits. Following a bench trial in 2011, an order was issued finding that MetLife had not abused its discretion in denying Oldoerp’s claim. The order applied an “abuse of discretion” standard because certain Met-Life Summary Plan Description (SPD) documents confer…