Queen Anne Park Homeowners Ass'n v. State Farm Fire & Casualty Co.

¶12 (dissenting) — This case presents the question of “[w]hat does ‘collapse’ mean under Washington law in an insurance policy that insures ‘accidental direct physical loss involving collapse,’ . . . but does not define ‘collapse.’ ” Queen Anne Park Homeowners Ass’n v. State Farm Fire & Cas. Co., 763 F.3d 1232, 1235 (9th Cir. 2014). By defining “collapse” as “ ‘substantial impairment of structural integrity,’ ” the majority expands the meaning of “collapse” from its commonsense and traditional definition. Majority at 487. Because “substantial impairment of structural integrity” is too far…