Central Mutual Insurance Co. v. Royal

STAKELY, Justice.

This is an appeal from the judgment of the lower court on a policy of insurance issued by Central Mutual Insurance Company, a corporation (appellant), in favor of E. C. Royal and Mamie I. Royal and East Gadsden Bank, a corporation (appellees), insuring a house owned by E. C. Royal and Mamie I. Royal and mortgaged to The East-Gadsden Bank, a corporation, one of the appellees.

The policy insured against loss or injury by fire and a number of other perils named in the policy. The hazard in question in this case is alleged to be “collapse of the house or a part thereof.”

The…