Fabian v. Prudential Insurance

Charles B. Wheeler,

Official Referee. The policy in question contained a provision that if death was “ effected solely through external, violent and accidental means * * * directly and independently of all other causes,” the defendant would pay in addition to the face amount of insurance an “ Accidental Death Benefit ” of $1,500.

The question presented for the determination of the referee is whether the insured met his death through “ accidental means ” within the meaning of the policy of insurance.

The policy was made payable by its terms to “ Tekla Fabian ” as beneficiary, “ wife of the…