Blackburn v. State Farm Mutual Automobile Insurance

WALKER, Judge.

On 3 May 1999, plaintiff filed this action seeking a declaratory judgment that the policy of automobile insurance issued by defendant provided underinsured motorists (UIM) coverage to plaintiff on 26 March 1998 because the purported UIM and uninsured (UM) selection/rejection form executed by plaintiff’s husband (Mr. Blackburn) was invalid.

Mr. Blackburn procured automobile insurance coverage with defendant on 15 August 1995, at which time he chose to “reject Combined [UM/UIM] Coverage and select [UM] Coverage” by executing a selection/rejection form. On 26 March 1998, plaintiff…