Erie Indemnity Company, as Attorney-in-Fact for the Subscribers at Erie Insurance Exchange v. Estate of Brian L. Harris, by Its Special Representative, Laura Harris, and Anna Marie Harris

Goff, Justice.

This case arises from a tragic accident where an uninsured driver under the influence of methamphetamine struck and killed Brian Harris who was mowing his home's lawn near the roadside. Harris's estate sought uninsured motorist benefits under his employer's commercial auto policy, claiming he qualified for coverage under the policy term "others we protect." The insurance company denied the claim, finding Harris was not entitled to coverage under the policy, and the parties litigated the matter to our courthouse door.

Ostensibly, the issue before us remains whether the policy term…