Holiday Hospitality Franchising, Inc. v. Amco Insurance Company

DAVID, Justice.

A motel and an insurance company entered into an insurance contract that specifically excluded several categories of injury and harm — including harm resulting from acts of sexual molestation by motel employees. After an off-duty motel employee (now convicted for his crimes) molested a young motel guest, the motel’s insurer sought a declaratory judgment to enforce its reading of the contract disclaiming coverage for, and its duty to defend against, a civil complaint brought by the motel guest. The trial court granted summary judgment in favor of the insurer, and the Court of…