Modern Woodmen of America v. Kehoe

This case involves the construction of a fraternal life insurance policy which provided that ‘ ‘ If his death shall occur ... in consequence of any violation of law . . . then said benefit certificate shall be null and void and of no effect. ’ ’ The insured died by legal execution, and suit is by the widow, as beneficiary. The by-laws, expressly made a part of the policy, contain the following provision: “Sec. 25, Incontestability. — After any certificate of insurance issued by this Society has been in force during the lifetime of the member for two full certificate years, it shall be…