Mutual Life Ins. Co. of New York v. Lovejoy
Supreme Court of Alabama
Appeal from Circuit Court, Montgomery County; Leon McCord, Judge. Action by T. E. Lovejoy, administrator of ■ W. C. Lovejoy, deceased, against the Mutual Life Insurance Company of New York. Judgment for plaintiff, and defendant appeals.
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Appeal from Circuit Court, Montgomery County; Leon McCord, Judge. Action by T. E. Lovejoy, administrator of ■ W. C. Lovejoy, deceased, against the Mutual Life Insurance Company of New York. Judgment for plaintiff, and defendant appeals. On the 2d day of March, 1912, the Mutual Life Insurance Company .of New York issued a policy of insurance on the life of W. C. Lovejoy, in which there were the following provisions: “The mutual Life Insurance Company of New York, in consideration of the annual premium ,of $93.90, the receipt of which is hereby acknowledged, and of the payment of a like amount…
1Opinion of the CourtGardner, J.
On March 2, 1912, appellant issued a policy of insurance on the life of W. O. Lovejoy, containing a provision making said policy void on failure to pay a premium within 30 days after it became payable. The insured defaulted in the payment of the premium payable March 2, 1914, and continued in default for more than 30 days thereafter. Appellant gave notice to the insured that the policy had been forfeited under its terms because of the nonpayment of the premium. The policy provided for the reinstatement of same within three years from the date of default in the payment of any premium “upon…
2Cases cited9 opinions
- Supreme Commandery of the Knights of the Golden Rule v. AinsworthSupreme Court of Alabama · 1882
- Empire Life Insurance v. GeeSupreme Court of Alabama · 1911
- Pacific Mutual Life Insurance v. GalbraithTennessee Supreme Court · 1905
- Scarborough v. American National InsuranceSupreme Court of North Carolina · 1916
- Gans v. Ætna Life Insurance Co. of HartfordNew York Court of Appeals · 1915
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3Cited by74 opinions
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- Powell v. Mutual Life Insurance Co. of New YorkIllinois Supreme Court · 1924
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