Farmers Mutual of Tennessee v. Athens Insurance Agency, Charles W. Spurling and wife, Carolyn Spurling

OPINION

in which HOUSTON M. GODDARD, P.J., and CHARLES D. SUSANO, JR., J., joined.

In a declaratory judgment action by the insurance company, the Trial Court held insured was entitled to recover under the policy and awarded prejudgment interest and imposed bad faith penalty. We affirm in part and reverse in part.

In this declaratory judgment action filed by Farmers Mutual of Tennessee (“Farmers”), against Athens Insurance Agency (“Agency”), and Charles and Carolyn Spurling, (“Insureds”), the Trial Court ordered Farmers to pay insureds for their loss under the policy and dismissed Farmers’ claim…