Transamerica Insurance Co. of America v. IBA Health & Life Assurance Co.

This case of first impression concerns a dispute between plaintiff no-fault insurance carrier and defendant health insurance carrier over which is liable for payment of a claimant’s medical expenses resulting from injuries suffered in an automobile accident. We are asked to determine whether a clause contained in defendant’s health insurance policy, which limits benefits for injuries arising from an automobile accident, regardless of other insurance coverage, to $5,000, is an invalid escape clause. We are persuaded that defendant’s clause is a valid exclusionary clause that is not contrary to…