Michigan Mutual Insurance v. American Community Mutual Insurance

Defendant appeals as of right from orders granting plaintiffs’ motions for summary disposition pursuant to MCR 2.116(C)(9) and (10) on the basis that the insurance contract clauses at issue were governed by Federal Kemper Ins Co, Inc v Health Ins Administration, Inc, 424 Mich 537; 383 NW2d 590 (1986). We affirm.

These consolidated cases involve plaintiffs’ no-fault automobile insurance policies as well as defendant’s group and individual disability insurance policies. These policies were issued to individuals who subsequently incurred medical expenses as a result of automobile accidents.

Plainti…