American Economy Insurance v. Hughes

Defendant Pacheco appeals from a summary judgment for American Economy Insurance Company (plaintiff). The trial court entered a declaratory judgment that plaintiff had no duty to defend or indemnify its insureds, Janice and Robert Hughes. The issue is whether Robert was using an automobile within the automobile use exclusion of the Hughes’ homeowners insurance policy when, as a passenger, he interfered with Janice’s operation of the vehicle. We affirm.

On August 5,1990, Janice was driving in Gresham. Her husband, Robert, sat in the passenger seat. They argued. Robert grabbed the steering wheel…