Cook v. Continental Ins. Co.

Appellee insured appellant's property against loss or damage by fire. The policy is said by the parties to have been in the standard form. By its terms it insured appellant "against all direct loss or damage by fire, except as hereinafter provided." A later provision was expressed in this language: "This company will not be liable for loss caused directly or indirectly by invasion, insurrection, riot, civil war or commotion, or military or usurped power, or by order of any civil authority; or by theft, or by neglect of the insured to use all reasonable means to save and preserve the property…