King Brick Manufacturing Co. v. Phœnix Insurance
Massachusetts Supreme Judicial Court
Six actions of contract, upon policies of insurance against loss by fire on the buildings and machinery of the King Brick Manufacturing Company, situated at Columbia Falls, in the State of Maine. The cases were heard in the Superior Court, on an agreed statement of facts, by Hammond, J., who found for the plaintiff in each case, and made certain rulings of law, to which the defendants alleged exceptions. The material facts appear in the opinion.
1Opinion of the CourtLathrop, J.
To each of the policies of insurance in this case was attached a rider, which first expressed the amount of the insurance, and the division of this amount on the several subjects at risk, followed by these words: “ Situated on east side of Pleasant River, in Columbia Falls, Maine. Steam pump with sufficient hose to cover buildings, constant watch.”
The property insured was the plant of a brick manufacturing company, where a fire was liable to break out at any time, and which needed the constant care and supervision of a watchman. It was destroyed by a fire breaking out at night, which we…
2Cases cited4 opinions
- National Bank v. Insurance Co.Supreme Court of the United States · 1878
- Mickey v. Burlington Ins.Supreme Court of Iowa · 1872
- Insurance Co. of North America v. McDowell & BrownIllinois Supreme Court · 1869
- Aurora Fire Insurance v. EddyIllinois Supreme Court · 1870
3Cited by9 opinions
- Harris v. North American InsuranceMassachusetts Supreme Judicial Court · 1906
- McGannon v. Michigan Millers' Mutual Fire-InsuranceMichigan Supreme Court · 1901
- McGannon v. Millers' National InsuranceMissouri Court of Appeals · 1902
- Standard Fur Cutting Co. v. Caledonian InsuranceSupreme Court of Connecticut · 1931
- Bouchard v. Dirigo Mutual Fire InsuranceSupreme Judicial Court of Maine · 1915
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