Bushey v. Northern Assurance Co. of America

RODOWSKY, Judge.

In this review of a declaratory judgment, we consider two issues: first, the interpretation of an uninsured/underinsured motorist (UM/UIM) endorsement and, second, parent-child tort immunity where the defendant child is deceased.

On January 25, 1997, a tragic automobile accident resulted in the deaths of two sisters, Miranda L. Bushey (Miranda), a high school sophomore, and Susan C. Bushey (Susan), a high school senior. The accident occurred while Susan was driving a 1988 Cadillac Cimarron in which Miranda was riding as a passenger. The Cadillac was owned by the sisters’…