Grain Dealers Mutual Insurance v. McKee

in which PHILLIPS, Chief Justice, GONZALEZ, HECHT, CORNYN, JUSTICE ENOCH, OWEN and BAKER, Justices, join.

In this case we must determine whether the Business Auto Policy that Grain Dealers Mutual Insurance Company (“Grain Dealers”) issued to Future Investments, Inc. (“Future Investments”), a corporation of which Gerald McKee is the president and sole shareholder,1 provides coverage for McKee’s daughter. We conclude that it does not. Accordingly, we reverse the judgment of the court of appeals and render judgment for Grain Dealers.

McKee’s eleven-year-old daughter, Kelly, was injured in a…