City of Boise v. Planet Insurance

JOHNSON, Justice.

This is a municipal liability insurance case. We conclude that the insurance policy obligates the insurance company to pay damages awarded against the insured city, its mayor, and its fire chief, less the amount of self-insured retention.

I

THE BACKGROUND AND PRIOR PROCEEDINGS.

The City of Boise (the city) purchased a comprehensive insurance policy (the policy) from Reliance Insurance Company. The pol icy was underwritten by Planet Insurance Company of Wisconsin (the company), and included comprehensive general liability coverage (the liability coverage). The liability coverage…