Taylor Morrison Services, Inc. v. HDI-Gerling America Insurance

Blackwell, Justice.

Generally speaking, a standard commercial general liability (CGL) policy1 insures against a liability to pay damages for “ ‘bodily injury’ or ‘property damage’ [that] is caused by an ‘occurrence,’ ” subject to certain limits and exclusions. In this coverage litigation, the United States Court of Appeals for the Eleventh Circuit has certified two questions to this Court, both of which concern the meaning of “occurrence,” as that term is used in a standard CGL policy, and with respect to coverage for the potential liabilities of an insured for alleged “property damage”…