Sphere Drake Insurance Co. v. Tremco, Inc.

OPINION

FOLEY, Judge.

In this declaratory judgment action, the district court granted summary judgment in favor of the insurer of a subcontractor that performed work on a parking ramp restoration project. The district court concluded that the business risk doctrine precluded coverage for the claims against the subcontractor; that there had been no “occurrence” or “property damage,” as those terms are defined in the policy; and that various policy exclusions applied. We reverse and remand for trial.

FACTS

The present controversy arises out of the restoration of the LaSalle Court parking ramp, now…