In re Giacometto

¶1 This is an original proceeding on a certified question from the United States Bankruptcy Court, the Honorable Ralph B. Kirscher, Bankruptcy Judge. The certified question is:

Whether, under Montana’s liberal construction of exemptions, Debtor may claim an exemption in a health savings account (HSA) pursuant to § 25-13-608(l)(d) or (f), MCA.

We answer that question “yes»” the Debtor may claim an exemption for a health savings account under Montana law within the constraints imposed by the statute.

¶2 The undisputed facts of this matter, supplied by the Bankruptcy *83Court, are as follows:

1. The…