Cynthia Voisine

UNITED STATES BANKRUPTCY COURT DISTRICT OF MAINE In re: Chapter 13 CYNTHIA VOISINE, Case No. 19-20005 Debtor. DECISION SUSTAINING TRUSTEE’S OBJECTION TO EXEMPTION Cynthia Voisine, the debtor, claims an exemption in a health savings account (“HSA”) under Maine law as made applicable by 11 U.S.C. §522(b)(3). The chapter 13 trustee posed a timely objection. Based upon a review of the Maine exemption statute, the parties’ arguments, and applicable case law, the court sustains the trustee’s objections for the following reasons. Background. Ms. Voisine filed for bankruptcy protection under chapter…