Stallard v. Bank of America, N.A.

MEMORANDUM OPINION

LEONIE M. BRINKEMA, District Judge.

Before the Court is defendant Bank of America’s Motion for Summary Judgment [Dkt. No. 13]. For the reasons that follow, the motion will be granted.

I. BACKGROUND

This civil action concerns pro se plaintiff Joseph A. Stallard’s allegations that defendant Bank of America (“Bank” or the “defendant”) violated state and federal law by charging Stallard excessive interest rates. Complaint [Dkt. No. 1] (“Compl.”) ¶3. In March of 2006, Stallard opened an unsecured revolving credit account (“the account”) with the defendant’s predecessor, MBNA America…