Matthews v. Penn-America Insurance

Twenty-four-year-old Blake Curtis Matthews was seriously injured in an auto accident in August 1994. At the time, he was living in his mother’s home; Ray Edinger, the mother’s boyfriend, also lived in the home. Edinger had an auto insurance policy with Penn-America, which included as an insured a “member of the family who is a resident of the household.” The question is whether Matthews was a member of Edinger’s family, entitled to underinsured motorist coverage under Edinger’s policy. The trial court granted summary judgment for Penn-America and Matthews appeals. We affirm, holding that the…