Legal Opinion

Edwards v. Wells Fargo and Co.

Court of Appeals for the Ninth Circuit

Decided May 19, 2010No. 06-16892PublishedCited by 15 opinions

1Opinion of the Court

KLEINFELD, Circuit Judge:

We address what seems like a simple question, but because of the language of the applicable regulatory framework, it turns out not to be simple: does a credit card issuer have to resolve disputes about purchases with the consumer who used the card to buy the goods, or just with the person who obtained the card and authorized issuance of another card to the consumer? The answer is, the latter.

FACTS

The district court decided this ease on a motion to dismiss for failure to state a claim, pursuant to Federal Rule of Civil Procedure 12(b)(6). Both parties presented…

2Cases cited5 opinions

  1. Anderson v. Liberty Lobby, Inc.Supreme Court of the United States · 1986
  2. American Express Co. v. KoernerSupreme Court of the United States · 1981
  3. Hauk v. JP Morgan Chase Bank USACourt of Appeals for the Ninth Circuit · 2009
  4. Kazue Swedberg v. Emil MarotzkeCourt of Appeals for the Ninth Circuit · 2003
  5. James Lombardo v. Bruce Warner, in His Official Capacity as Director of the Oregon Department of TransportationCourt of Appeals for the Ninth Circuit · 2003

3Cited by15 opinions

  1. Luchtel v. HagemannCourt of Appeals for the Ninth Circuit · 2010
  2. Lyon v. Chase Bank USA, N.A.Court of Appeals for the Ninth Circuit · 2011
  3. Timothy Barnes v. Chase Home Finance, LLCCourt of Appeals for the Ninth Circuit · 2019
  4. Alexander Behrend v. San Francisco Zen Center, Inc.Court of Appeals for the Ninth Circuit · 2024
  5. Johnson v. MyersCourt of Appeals for the Ninth Circuit · 2025

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