Adams v. Bank of America, N.A.

MEMORANDUM OPINION

R. DAVID PROCTOR, UNITED STATES DISTRICT JUDGE

I. Introduction

This case is before the court on Defendant’s Motion for Summary Judgment (Doc. # 30), filed on August 1, 2016. The Motion is fully briefed and supported by the parties’ evidentiary submissions. (Docs. #31, 39, 40). In this case, Plaintiffs are two borrowers whose loan is owned and serviced by Defendant. Beginning in 2004, Plaintiffs began having difficulties making their monthly mortgage payments. The parties executed multiple loan modifications. Nevertheless, Defendant contends that Plaintiffs regularly missed…