York v. Kentucky Farm Bureau Mutual Insurance Co.

Opinion of the Court by

Justice GRAVES.

This dispute involves Appellee Kentucky Farm Bureau’s denial of motor vehicle liability coverage through its application of a “non-permissive user exclusion” in its insurance policy with Appellant Adrian York. Jackson Circuit Judge Maride granted summary judgment against Kentucky Farm Bureau, finding that this exclusion in Adrian York’s insurance policy did not apply. A unanimous Court of Appeals reversed, holding that the unambiguous exclusion applied in these undisputed circumstances. Non-permissive driver Adrian York and injured passenger Angela…