Legal Opinion
Bishop v. Allstate Insurance Co.
Kentucky Supreme Court
Decided September 1, 1981PublishedCited by 86 opinions
1Opinion of the Court
LUKOWSKY, Justice.
The issue is the validity of a family or household exclusion provision in an automobile insurance contract which eliminates the minimum security coverage for tort liability required by Kentucky’s Motor Vehicles Reparations Act (MVRA), KRS 304.39-010 et seq. We conclude that such an exclusion provision is invalid because it effectively renders a motor vehicle owner or operator uninsured and thereby violates the legislatively mandated public policy of compulsory insurance.
Ruth Ann Bishop was injured in a single-vehicle automobile accident in which she was the sole passenger…
2Cases cited7 opinions
- Fann v. McGuffeyCourt of Appeals of Kentucky (pre-1976) · 1975
- State Farm Mutual Automobile Insurance Company v. SiveyMichigan Supreme Court · 1978
- Third National Bank of Ashland v. State Farm Mutual Automobile Insurance Co.Court of Appeals of Kentucky (pre-1976) · 1960
- Orange v. State Farm Mutual Automobile Insurance Co.Court of Appeals of Kentucky (pre-1976) · 1969
- Allen v. West American Insurance CompanyCourt of Appeals of Kentucky (pre-1976) · 1971
2 more not listed; retrieve them via the Exa API.
3Cited by86 opinions
- Meyer v. State Farm Mutual Automobile Insurance Co.Supreme Court of Colorado · 1984
- St. Paul Fire & Marine Insurance Co. v. Powell-Walton-Milward, Inc.Kentucky Supreme Court · 1994
- Farmers Insurance Exchange v. CallUtah Supreme Court · 1985
- Jennings v. Government Employees InsuranceCourt of Appeals of Maryland · 1985
- State Farm Mutual Automobile Insurance v. Nationwide Mutual InsuranceCourt of Appeals of Maryland · 1986
81 more not listed; retrieve them via the Exa API.