McBride v. Farmers Insurance Group

Opinion

PUGLIA, P. J.

This appeal involves the interpretation of an insurance contract to resolve a question of coverage. The issue here is whether a liability insurance policy covering the insured’s car supplies excess coverage for plaintifFs injuries; the injuries were sustained in an accident which occurred while the insured was driving her father’s automobile rather than her own car. The trial court found the terms of the policy ambiguous and conflicting and construed the policy in favor of coverage. We shall reverse.

While the insured, Gaylene Perry, was driving her father’s automobile with…