Novak v. American Community Mutual Insurance

John T. Patton, Judge.

Plaintiff-appellant Adelbert Novak (“plaintiff’) appeals the order of the trial court granting summary judgment in favor of defendants-appellees American Community Mutual Insurance Company (“ACMIC”), Howard Cooper (“Cooper”), and Henry Reed (“Reed”). Plaintiff claims that the exclusion in the insurance policy denying him coverage is ambiguous and unconscionable.

In the summer of 1994, plaintiff was seeking health insurance. He contacted several companies, but each time he was denied coverage because of his prior carotid artery disease. He subsequently met with Reed, an…