OneBeacon America Insurance v. Urban Outfitters, Inc.

MEMORANDUM

DALZELL, District Judge.

The parties to this declaratory judgment action filed cross-motions for summary judgment seeking a declaration as to whether OneBeacon America Insurance Company (“OneBeacon”) and The Hanover Insurance Group (properly known as The Hanover Insurance Company and herein “Hanover”) have a duty to defend retailers Urban Outfitters, Inc. and its Anthropolo-gie, Inc. subsidiary (collectively, “Urban *429Outfitters”) in three putative class-action suits regarding the retailers’ collection of customer ZIP code data in alleged violation of state or local privacy laws.1

We…