Ripley v. Brethren Mutual Insurance

MEMORANDUM

DALZELL, District Judge.

In the summer of 2012, Michael Ripley and two acquaintances stole antiques worth more than $50,000 from his grandparents Carroll Ripley, Jr. and Carolyn Ripley’s house. At issue is whether Michael was at that time a member of his grandparents’ household, which would trigger a policy exclusion in their insurance policy precluding recovery from defendant Brethren Mutual Insurance Co. (“Brethren Mutual”) for the theft.

Before us are plaintiffs’ motion for partial summary judgment seeking a judicial declaration that Michael Ripley was not an “insured” for purposes…