Lalomia v. Bankers & Shippers Insurance

This action for a declaratory judgment calls upon us to determine which, if any, policies of insurance provide coverage for the plaintiffs, who were involved in a collision with a motorized bicycle.

The tragic accident out of which this litigation arose claimed the lives of 12-year-old Michael Haddock and of Jean Lalomia, a wife and the mother of four children. At the time of the collision Michael was operating a motorized bicycle, that is, a bicycle from which various operational parts, such as the *116pedals, had been removed and to which a 3½ H.P. lawn mower gasoline engine had been added. The…