Utica Lloyd's of Texas v. Sitech Engineering Corp.

OPINION

Opinion by Chief Justice CORNELIUS.

This is an insurance case involving a liability insurance company’s refusal to defend its insured that had been sued in a wrongful death action. Utica Lloyd’s of Texas issued a liability policy to Sitech Engineering Corporation. The survivors of Jarred Lindsley sued Sitech and its president, Ronald Saikowski, to recover damages resulting from Lindsley’s death in a trench cave-in. Utica initially undertook to defend Sitech in the litigation, but ultimately refused to defend it, contending that the Lindsley claim was excluded from coverage in Utica’s…