Winfield v. CIGNA COMPANIES

Plaintiff-appellee, David John Winfield, initiated this action in the county court for Buffalo County to obtain medical expense benefits under an insurance contract issued by defendant-appellant, Life Insurance Company of North America (LINA). Pursuant to a motion for summary judgment filed by LINA, the county court held that the terms of the insurance contract were unambiguous. The insurance contract states that “treatment” must begin within 60 days of an injury. Winfield received only massages within 60 days. At issue is the policy definition of “treatment.” The county court held that…