Steven G. Ex Rel. Robert v. Herget

These consolidated appeals present an insurance coverage dispute between a dentist, Ronald E. Herget, and his professional liability insurer, St. Paul Fire & Marine Insurance Company/St. Paul Fire & Casualty Company (St. Paul). Two issues are raised: (1) whether Herget's sexual assaults of two patients constituted "professional services" under his professional liability insurance policy so as to require coverage by St. Paul; and (2) whether, by virtue of settlement agreements the parties executed, Herget must reimburse St. Paul for the portion of the settlements it paid to the plaintiffs. We…