Badia Shephard v. NVR, INC., et al.

IN THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF MARYLAND ) BADIA SHEPHARD, ) ) Plaintiff, pro se, ) ) Civil Action No. 25-cv-04260-LKG v. ) ) Dated: August 4, 2026 NVR, INC., et al., ) ) Defendants. ) ) MEMORANDUM OPINION I. INTRODUCTION In this civil action, the Plaintiff pro se, Badia Shephard, brings various claims against the Defendants, NVR, Inc. (“NVR”), NVR Mortgage Finance, Inc. (“NVR Mortgage”), PennyMac Loan Services, LLC (“PennyMac”), S&W Investments II LLC (“S&W”), the Mortgage Electronic Registration Systems, Inc. (“MERS”), the Federal National Mortgage Association…