Northwest Agricultural Cooperative Ass'n v. Continental Insurance

Plaintiff brought this action when the defendant insurance company denied that its policy covered damage to plaintiffs vehicle caused by a collision and resulting fire. On stipulated facts, the trial court rendered judgment for defendant, and plaintiff appeals. We reverse.

Plaintiff is an agricultural cooperative. On November 2, 1984, its tractor and trailer were involved in a freeway accident with another vehicle that damaged the front of the tractor and started a fire that totally destroyed it. Plaintiffs net loss was $51,819 for damage to its tractor and $3,173.33 for damage to its trailer.

A…